What is equity release?

Equity release plans allow you to release tax-free cash from your home to boost your finances in retirement. The main types of equity release plans available are lifetime mortgages and home reversion plans. Both of these type of equity release plans allow you to:

safely release equity from your home
spend the cash as you wish
make no monthly repayments
stay in your home for life

Reasons to release equity

Our independent financial adviser partners have helped thousands of homeowners across the UK to make the most of their finances in retirement by safely releasing equity from their homes with an equity release scheme.

Many of them took the opportunity to:

make some home/garden improvements
buy a new car
take regular holidays and short breaks
treat family and friends
improve or maintain their lifestyle

Types of equity release schemes

There are four types of equity release scheme currently available:

Each type of equity release scheme can help you to make the most out of your retirement by safely releasing equity from your home to spend entirely as you choose. All equity release schemes available from our providers come with a set of guarantees to ensure your safety:

No monthly repayments to make in your lifetime
Stay in your home for as long as you want
Move if you wish (subject to provider criteria)
A no negative equity guarantee so the amount owed will never exceed the value of your home

A wide choice of equity release schemes

Our specialist independent financial adviser partners for equity release schemes can talk you through the differences between each type of scheme and offer a wide choice of over 40 SHIP approved equity release schemes to help with your retirement planning.

They only ever recommend equity release schemes which have been approved by SHIP (Safe Home Income Plans) which means that every equity release scheme we offer meets the strict standards set by SHIP to ensure your safety.

How to find the right equity release plan

There are currently over 40 equity release plans to choose from, and you can save your estate thousands of pounds if you choose the right one.

That's where we can help. Our adviser partners search the whole equity release market on your behalf and offer award winning independent financial advice about equity release that's tailor made to your individual circumstances. They can guide you through the different types of equity release plans available to find the best possible plan for your needs.

Simply complete our online enquiry form and an adviser will be in touch as soon as possible to discuss your requirements.