Compare flexible mortgage deals

A flexible mortgage will allow you to accelerate or slow down your monthly payments to suit your lifestyle or take a break from making repayments during periods of additional expense such as holidays. Our mortgage comparison table show you some of the very best flexible mortgage deals currently available in the UK mortgage market today.

Initial Rate	Type	Period	APR	Max LTV

5.03%	Discount	2 years	7.5%	60%

5.25%	Discount	3 years	7.7%	75%

5.58%	Discount	2 years	8.0%	90%

6.99%	Fixed	5 years	8.9%	95%

Flexible mortgage calculator

Use this flexible mortgage calculator to find out how much interest you could save (and by how many years you could reduce the term of the mortgage) by making a regular monthly over-payment alongside your regular monthly payment.

The best flexible mortgage products available are shown in the table above and we've included a popular rate in the calculator to get you started. We've also set the monthly over-payment at £50 to give you an idea of the savings possible with such a small regular payment.

These figures do not include the cost of insurance or an investment based mortgage repayment vehicle which will be required in respect of an Interest Only Mortgage.

Enter your required mortgage details
Mortgage Amount £
Interest Rate	%
Term of Mortgage	years
Regular Monthly Over-Payment £
For a Capital & Interest Repayment mortgage...
Your monthly payment (including over-payment) would be £
The amount of interest saved would be £
The term would be reduced by
For an Interest Only mortgage
Your monthly payment (including over-payment) would be £
The amount of interest saved would be £
Projected balance owed at the end of the term £

Please note that the figures calculated above are not quotations under the Consumer Credit Act. The schemes featured in our comparison tables are a summary of the products and interest rates currently available on the UK mortgage market, and figures are correct at the time of going to the Internet. Mortgage rates are limited offers and can be withdrawn at any time. All products are subject to other criteria that may or may not mean they are available to you, depending on your individual circumstances. Please make sure you fully complete an online enquiry form to allow us to check the suitability of any products for you. Click here to learn more about flexible mortgages including current account and offset mortgages.

How can I get a quote for a flexible mortgage?

To get your flexible mortgage quotes, you just need to enter some basic information into one of our simple online quote forms and your dedicated adviser will search the whole UK mortgage market to find you the best flexible mortgage deals available.

Or, if you prefer, you can call a fully trained adviser on 0800 169 4984. It will only take a few minutes of your time today but could save you thousands of pounds in interest payments, and will eliminate any worries you may have about getting the best deal possible.