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Maximum borrowing calculator
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Maximum mortgage borrowing calculator

 

Even though property is still a gamble, most people will make money on their home. However, it can be dangerous to borrow too much. No matter how attractive owning rather than renting a property is, buyers should beware of becoming financially overstretched.

 

If you are unable to prove your income we have self cert mortgage deals available that allow you to borrow up to 90% of the purchase price of the property without having to provide accounts or payslips etc.

 

If you are able to provide payslips or certified accounts, we can offer mortgages up to 5 times your annual income. Use this calculator to find out how much you can borrow in total.

Enter your gross annual incomes

 

Mortgage amounts available

 

Your Annual Income £

Typical £

Your Partners Income £

Highest £

 

 

 

Please note that these figures are not

quotations under the Consumer Credit Act.

 

How can I get a free mortgage quote?

 

To get your free mortgage quotes, you just need to enter some basic information into one of our simple online quote forms and your dedicated adviser will search the entire marketplace to find you the best mortgage deals available.

 

Or, if you prefer, you can call a fully trained adviser on 0800 169 4984. It will only take a few minutes of your time today but could save you thousands of pounds in interest payments, and will eliminate any worries you may have about getting the best deal possible.

 

 

Useful Mortgage Guides

Bad credit mortgages
Buy to let mortgages
Commercial mortgages
Council 'Right to Buy' mortgages
Equity release plans
First time buyer mortgages
Flexible mortgages
Home mover mortgages
Northern Rock customers
Remortgages - Switching lenders
Self build mortgages
Self cert mortgages
Shared ownership mortgages

Interest Rate Options Explained

Variable rate mortgages
Fixed rate mortgages
Discounted rate mortgages
Tracker mortgages
Capped rate mortgages
Cashback mortgages

 

 

 

 

 

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

The information, services and products on this web site are intended for use by residents of the United Kingdom only. First Choice Mortgage and Investment is authorised and regulated by the Financial Services Authority number 300151. Buy to let mortgages and secured loans are not currently regulated by the FSA. During busy periods and to ensure that your enquiry is dealt with as quickly as possible we may pass your enquiry to another FSA registered mortgage intermediary who will contact you directly and deal with your enquiry. For full details on any of the schemes shown in the mortgage rates comparison tables, please call one of our friendly advisors on 0800 169 4984. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
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